Phoenix HVAC Financing Options

Explore Financing Solutions for HVAC, Furnaces, & AC Units

Howard Air & Plumbing is proud to have teamed up with Service Finance to help our clients get all the benefits of financing their HVAC work. Service Finance can help you finance your new heating and cooling system so you can upgrade now and make your payments over time. Select the plan that best fits your needs below or feel free to Contact Us for further information on available HVAC financing solutions.

AC-and-Heating-Equipnment

0% Interest Financing Available

Financing offer based on approved credit. Some restrictions apply.*

Apply Now

*Subject to credit approval. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply once the promotional period has ended. Cannot be combined with any other offer.

What Our Customers Are Saying About Us

      EXCELLENT  
   Based on 1015 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Andree Stahl 
 January 15, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Alejandro Farias was knowledgeable, pleasant, professional and very helpful. He thoroughly answered my questions and checked to ensure that our system was in good working order. He also showed videos of all of the components that were checked. There were no additional costs incurred today.
  
 
      Posted on Google  
   
   M Stahl 
 January 15, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Alejandro Farias was knowledgeable, pleasant, professional and very helpful. He thoroughly answered my questions and checked to ensure that our system was in good working order. He also showed videos of all of the components that were checked. There were no additional costs incurred today.
  
 
      Posted on Google  
   
   James S 
 January 15, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Raymond Gonzalez did an outstanding job with a HVAC check. He has a great personality, does a very thorough inspection and explains the results thru pics and in writing. A+ visit!
  
 
      Posted on Google  
   
   kimberley viraco 
 January 15, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Howard Air reminded me I needed to do my tune up.  They booked my appointment, sent me reminders and let me know when my tech was on his way.  Hayden listened to my concerns, dis the tune up and provided sound advice.  He even coordinated getting an appointment set up to have the attic insulation reviewed.  Highly recommend using Howard Air!
  
 
      Posted on Google  
   
   Shalimar Marshall 
 January 14, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Erik was able to fix our issue fast and efficiently! He was professional and friendly!
  
 
      Posted on Google  
   
   TJ Leitzke 
 January 14, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Much was a great technician
  
 
      Posted on Google  
   
   Cynthia Keith 
 January 14, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Howard Air technician, Collin Froreich arrived promptly to check our outdoor A/C unit. He was very polite and knowledgeable. Thank you, Collin for servicing our unit today.

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480-508-9866